Social Security 2024 Limits Over 65. The maximum benefit for a worker who claims social security at full retirement age (fra) in 2024 will be $3,822 a month, up from $3,627 in 2023. It’s $4,873 per month if retiring at 70 and $2,710 for retirement at 62.

We call this annual limit the contribution and benefit base. The maximum age to claim social security would climb to 72 from 70.